Mortgage & Property
Mortgage Repayment Calculator
Find out your exact monthly mortgage payment based on loan amount, rate, and term.
Use Calculator →Mortgage Overpayment Calculator
See how many years and how much interest you save by overpaying your mortgage each month.
Use Calculator →Stamp Duty Calculator (SDLT)
Calculate your Stamp Duty Land Tax on any UK property purchase — first-time buyers, home movers, and second properties.
Use Calculator →Credit Cards & Debt
Credit Card Payoff Calculator
Find out how long it will take to clear your balance and how much interest you will pay in total.
Use Calculator →Balance Transfer Savings Calculator
See exactly how much you save by moving your balance to a 0% card, after the transfer fee.
Use Calculator →APR vs Flat Rate Loan Calculator
Compare the true cost of APR and flat rate loans — and avoid being misled by flat rate advertising.
Use Calculator →Credit Score & Loans
Credit Utilisation Calculator
Calculate your current utilisation ratio and find out exactly how much to pay to hit the 30% target.
Use Calculator →Debt-to-Income Ratio Calculator
See how lenders assess your affordability before you apply for a mortgage or loan.
Use Calculator →Loan Repayment Calculator
Calculate monthly repayments, total interest, and total cost for any personal loan or car finance.
Use Calculator →Check Your Credit Score First
Before making any borrowing decision, check your credit score for free. It takes 2 minutes and will not affect your score.
Check Your Score Free on ClearScore