Mortgage & Property
Bad Credit Mortgage
Compare high street rates vs specialist bad credit rates.
Use Calculator →Mortgage Repayment
Calculate your exact monthly mortgage payment and total interest.
Use Calculator →Mortgage Overpayment
See years saved and interest reduction from overpaying.
Use Calculator →Stamp Duty (SDLT)
Calculate stamp duty for buyers and second properties.
Use Calculator →Car Finance (HP vs PCP)
Compare Hire Purchase and PCP costs instantly.
Use Calculator →Overpayment Savings
See how much interest you save by overpaying monthly.
Use Calculator →First-Time Buyer Affordability
How much can you borrow? What deposit do you need?
Use Calculator →House Deposit Calculator
How long to save your deposit at different percentages.
Use Calculator →Mortgage Affordability
How much will a lender actually offer you?
Use Calculator →Remortgage Savings
See how much you save by switching to a new deal.
Use Calculator →LTV Calculator
Calculate your Loan-to-Value ratio and which rates you qualify for.
Use Calculator →Credit Cards & Debt
Credit Card Payoff
How long to clear your balance and total interest paid.
Use Calculator →Balance Transfer Savings
Exact savings from switching to a 0% balance transfer card.
Use Calculator →APR vs Flat Rate
Compare the true cost of APR and flat rate loans.
Use Calculator →True Cost of Credit
How much a purchase really costs when bought on credit.
Use Calculator →Debt Snowball
Your debt-free date using the snowball method.
Use Calculator →Debt Avalanche
Interest saved by targeting highest APR debts first.
Use Calculator →Minimum Payment Trap
The shocking reality of only paying the minimum.
Use Calculator →0% Balance Transfer
Exact savings after transfer fee on a 0% card.
Use Calculator →Credit Card Interest
Exactly how much interest you pay each month.
Use Calculator →Debt-Free Date
Find your exact debt-free date based on current payments.
Use Calculator →Credit Score & Loans
Credit Utilisation
Is your utilisation ratio hurting your score?
Use Calculator →Debt-to-Income Ratio
The metric mortgage lenders check most carefully.
Use Calculator →Loan Repayment
Monthly repayment for personal loans and car finance.
Use Calculator →Salary to Hourly
Convert your annual salary to an hourly rate instantly.
Use Calculator →Personal Loan APR
True cost of a personal loan including all fees.
Use Calculator →DTI with Mortgage
DTI ratio including your proposed mortgage payment.
Use Calculator →Score Improvement Estimator
Estimate how much your score could improve.
Use Calculator →Loan Comparison
Compare two loan offers side by side.
Use Calculator →Credit Limit Increase Impact
How a limit increase affects your utilisation and score.
Use Calculator →Hard Search Impact
How multiple applications affect your credit score.
Use Calculator →Savings
Savings Goal
How much to save each month to reach your target.
Use Calculator →Emergency Fund
How much cash you need to survive a financial shock.
Use Calculator →Savings Target Planner
Monthly saving needed for deposits, holidays, and more.
Use Calculator →ISA Allowance Planner
Split your £20,000 ISA allowance across account types.
Use Calculator →Compound Interest
See how your savings grow with compound interest over time.
Use Calculator →House Deposit Savings Plan
Month-by-month plan to save your house deposit.
Use Calculator →Inflation Impact
Is your savings rate beating inflation?
Use Calculator →Pension Contribution
Calculate your pension pot at retirement.
Use Calculator →Rainy Day Fund
How long to build your rainy day and emergency funds.
Use Calculator →Savings Rate Comparison
How much more you earn by switching to a higher rate.
Use Calculator →Check Your Credit Score First
Before making any financial decisions, check your credit score for free. It takes 2 minutes and will not affect your score.
Check Your Score Free on ClearScore