APR Calculator
Calculate the true cost of borrowing. See your exact monthly payments and total interest based on the APR.
Your Results
Monthly Payment
Total Interest
Total Repayment
This calculator provides an estimate based on standard amortisation. Your actual lender quote may vary slightly depending on when interest is applied.
Understanding Your Results
The Monthly Payment is fixed for the duration of the loan. A longer term will reduce this monthly payment, but it will significantly increase the Total Interest you pay overall.
Always compare loans using the APR, but make sure you check the Total Repayment figure to understand the true cash cost of borrowing.