Free Calculator
Credit Utilisation Calculator
Find out your current ratio and how much to pay to hit the 30% target.
Credit Utilisation Calculator
Current Utilisation Ratio
Score Impact
Pay Down to Reach 30%
Pay Down to Reach 10%
Explained by Rob Evans, EyeOnYourCredit.com
EyeOnYourCredit.com
Your credit utilisation ratio is the percentage of your available credit that you are currently using. Lenders prefer to see this below 30%. This calculator shows your current ratio, tells you whether it is helping or hurting your credit score, and calculates exactly how much you need to pay down to reach the 30% and 10% thresholds.
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