The Debt Snowball method is one of the most effective psychological strategies for clearing multiple debts. Instead of focusing on interest rates, you focus on quick wins.
You list your debts from smallest balance to largest. You pay the minimum on everything, but throw every spare penny at the smallest debt. Once that is cleared, you roll that payment into the next smallest debt, building a 'snowball' of repayment power.
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While the Debt Avalanche method (paying highest interest first) is mathematically cheaper, the Snowball method has a much higher success rate because clearing small debts quickly provides the motivation needed to stick to the plan.