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ISA Allowance Calculator UK 2026

Calculate how to split your annual ISA allowance across Cash ISA, Stocks and Shares ISA, and Lifetime ISA.

ISA Allowance Planner 2026/27

Annual ISA allowance: £20,000. You can split this across multiple ISA types, but the total cannot exceed £20,000 in a single tax year.

Total: £20,000 — Allowance fully used

LISA Bonus:

The government adds a 25% bonus to your LISA contributions. On £4,000 you receive a £1,000 bonus — making your effective total £5,000.

Disclaimer

This calculator is for illustrative purposes only. Results are estimates based on the figures you enter. Always seek independent financial advice before making any financial decisions. Affiliate disclosure.