When comparing personal loans, the headline interest rate is only half the story. The APR (Annual Percentage Rate) includes both the interest and any mandatory fees, giving you the true cost of borrowing.
Our loan calculator helps you break down the exact monthly cost and total repayment amount for any UK personal loan.
Loan Repayment Calculator
Calculate your monthly costs.
Always remember that the advertised "Representative APR" only has to be offered to 51% of successful applicants. If your credit score is less than perfect, you may be offered a much higher rate. Always use a soft-search eligibility checker before formally applying.