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What to Do If You Clicked a Phishing Link

Immediate damage control steps to protect your bank accounts.

Rob Evans, EyeOnYourCredit.com

By Rob Evans, EyeOnYourCredit.com

Updated: July 2026 | 8 Min Read

Clicking a malicious link in an email or text message requires immediate action to prevent financial loss.

Step 1: Disconnect

Immediately disconnect your device from the internet (turn off Wi-Fi or enable airplane mode) to stop any malware communicating with the attacker's server.

Step 2: Change Passwords

Using a different, secure device, immediately change the passwords for your email, banking, and main online accounts.

Step 3: Contact Your Bank

Call your bank using the number on the back of your card. Inform their fraud team that your device may be compromised.